Payment Options Policy

Pay The Way You Want

Excavator Direct offers many payment options so that at least one is sure to meet your needs.

We offer pay-now and financing options processed securely through Stripe and its lending partners.

Pay Now Options:

  • Standard credit or debit cards

  • Apple Pay

  • Google Pay

All Pay Now transactions are processed instantly through Stripe’s PCI-compliant gateway. 

Pay Later & Financing Options

For qualified U.S. customers, Stripe may offer flexible installment and financing options through its integrated partners, Affirm and Klarna.

Pay In 4 Payment Installments:

  • Interest-free payments every 2 weeks (when available)

  • No impact to your credit score for Pay-in-4 plans

  • Easy approval process through Stripe’s secure checkout

Pay monthly for purchases $150 to $17,500

  • 3, 6, or 12-month terms

  • Rates from 0-36% APR

  • Typically no impact to your credit score to apply

Financing Plans

  • Klarna Financing

  • Affirm Financing

Eligibility Requirements and Credit Score

You must be over the age of 18, reside in the US, and be paying in USD for installment.

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.

Note: To use installments, you need a US shipping address.

Contact Us with Any Questions or for help at Checkout.

Rates from 0%-36% APR. Payment options through Stripe Invoice Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Security

All payments are encrypted and processed through Stripe’s PCI-compliant network. Excavator Direct does not store or access your payment details directly.

CONTACT INFORMATION

Questions about the Payment Options should be sent to us at our contact information, which is posted below:

Business Name: Excavator Direct

Address: 30 N Gould St, Sheridan, WY 82801, USA

Email: support@excavatordirect.com

Phone Number: ‪(323) 672-4811

Customer Service Hours: Mon-Fri 7am-2pm EST